Set it up once.
Connect the places your documents already land. From then on they arrive filed and understood, every date with what to do.
Free forever: keep 250 documents, with 25 understood in full. No card to enter.
Insurance
Keep a homeowners policy until the next one replaces it, then a year more.
The newest one is the one that counts. The one before it is kept a year for a claim or a question about the earlier term.
What it is
Homeowners policy is a policy under Insurance.
What Thaw takes off the page
Carrier · Insured · Policy number · Term start · Term end · Premium · Agent or claims phone · Notice required (days) · Renews automatically · Property · Dwelling coverage · Deductible
Every value is copyable and correctable, and a correction is never overwritten. Numbers that identify you (account and policy numbers, VINs) stay sealed and are blanked from search.
What Thaw watches for
The renewalComes up 30 days ahead. A mortgage lender will force-place far more expensive coverage if the policy lapses.
The notice deadlineComes up 15 days ahead. Past this date the policy renews for another term and the new premium is due.
When to shred
A year after the next one replaces it. Thaw notices the replacement, files the older one behind it, and counts the year from there.
Also under Insurance
Insurance card · Insurance policy · Life policy · Professional liability policy · Renters policy · Umbrella policy · Every kind
Emaila rule you set once3 this week
Google Drivethe Family folder, watched2 this week
Scannersends straight to Thaw1 this week
Phonethe camera, for what only exists on paper
This week: 6 arrived, 6 filed, none touched by hand.